Your capital is pooled into a diversified portfolio of Canadian mortgages. We manage the loans. You collect the returns.
Backed by Canadian real estate
Our target rate is a 10% preferred dividend, outperforming comparable asset classes while prioritizing capital preservation.
Capitis offers investors the chance to generate passive income backed by fully secured, first and second mortgages in Canada’s stable residential real estate market.
We use a strict, common-sense vetting process to ensure each loan is supported by solid collateral, qualified borrowers, and clear exit strategies. Every deal is structured for performance, transparency, and peace of mind.
Interested in becoming a Capitis investor? Here’s how the process works.
Fill out the Investor Registration Form below. Our Investor Relations Team will reach out to get you onboarded.
We’ll walk you through the MIC structure, share key documentation, and answer any questions about how your capital is deployed.
Once onboarded, your investment starts generating returns backed by Canadian real estate. You’ll receive regular reporting and full transparency.
Content coming soon — this section will detail how Capitis protects investor capital through conservative underwriting, diversification, and regulatory oversight.
PLACEHOLDER NOTES FOR LATER: This section should cover: (1) All mortgages secured by real property, (2) Conservative loan-to-value (LTV) ratios, (3) Strict borrower vetting and underwriting process, (4) Diversified mortgage portfolio, (5) FSRA-regulated — License #13310, (6) Regular investor reporting and full transparency. Suggested layout: Icon cards in a 3x2 grid or checkmark bullet list. Use s-dark background with glass-morphism cards or accent blue checkmarks on white text.
Interested in becoming a Capitis investor? Fill out the Investor Registration Form below and our Investor Relations Team will reach out to get you onboarded.
A MIC is a Canadian investment vehicle that pools capital from investors to fund mortgage loans secured by real estate. MICs are regulated under Section 130.1 of the federal Income Tax Act and must distribute all net income to shareholders as dividends.
Our minimum investment is $25,000. Contact our Investor Relations Team for details on entry requirements and available investment tiers.
Capitis targets a 10% preferred dividend rate for investors, backed by a diversified portfolio of mortgages secured against Canadian real estate.
Yes. All mortgages in the Capitis portfolio are secured by real property — residential, commercial, or land. Conservative loan-to-value ratios help protect your capital.
Dividends are distributed on a regular schedule. Our Investor Relations Team can provide details on distribution frequency and payment methods during onboarding.
Yes. MIC investments are eligible for registered accounts including RRSPs, TFSAs, RRIFs, and other registered plans, making them a tax-efficient way to earn fixed income.
As a Mortgage Investment Corporation, Capitis is regulated under Section 130.1 of the federal Income Tax Act. We also comply with provincial securities regulations for investor protection and provincial mortgage brokerage licensing rules. We maintain strict compliance, audited financials, and transparent reporting standards.
As with any investment, there are risks including borrower default and market fluctuations. Capitis mitigates risk through conservative underwriting, diversified lending, and thorough due diligence on every deal.
MIC investments are generally less liquid than publicly traded securities. Terms and redemption options vary — our team will walk you through the details during onboarding.
Fill out the Investor Registration Form on this page, or contact us directly. Our Investor Relations Team will reach out to walk you through the process and answer any questions.